Summer Protection, More Than Just Sunblock

  • The season of barbeques, fireworks and friendly neighbors is here! However, it’s always important to be on the look out for potential dangers during the summer season that can result in injury, death and possibly a lawsuit.
  • Watch for Intoxicated Drivers: Normally-sober drivers feel confident that they will arrive home safely because of the short distance. Unfortunately, many of them underestimate the influence alcohol can have on their driving. Drive with caution, paying special attention to other drivers on the road.
  • Cook your Food Properly: A casual BBQ can easily become a haven for food borne illness. Be careful to not leave mayonnaise-based foods unrefrigerated for long periods of time, cook all your meats thoroughly, and cover all dishes from the elements and pests.
  • Leave the fireworks to the Pros: It may be tempting to set off a few small firecrackers, but adult supervision is key. Not only do the Emergency Rooms fill up each holiday season with self-inflicted wounds, but children count for a significant percentage of those injured because of their proximity to the explosives and urge to light firecrackers themselves.
  • Prevent Swimming Pool accidents: There is nothing nicer on a warm summer holiday than floating in a pool with the smell of grilling in the air. As much as pools can provide some people relaxation, they can also be the source of terror, particularly for parents. The Center for Disease Control and Prevention says that one in four fatal drowning victims in the U.S. is under 15 years old and thousands more receive emergency medical care for drowning-related injuries. The most effective way to keep children safe in swimming situations is through constant supervision, CPR knowledge and preparedness to rescue in case of a mishap.
  • Protect your home while on summer vacation: Take common sense precautions such as getting timers for your lights and making sure your house looks as if someone is there at all times. Discuss with your broker how your policy will respond when and if, you need it.
  • Beware of grill fires: According to The Fire Administration, 57 percent of grill fires on residential properties occur in May, June, July and August with an average of 8,500 burns treated in U.S. emergency rooms every year. But your grilling doesn’t have to be one of this summer’s statistics. While grills that use propane account for 70 percent of all house fires, simply checking your grill’s gas connections can protect you and your family.

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