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	<title>Firewall Against Risk</title>
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	<lastBuildDate>Tue, 13 Mar 2012 19:08:51 +0000</lastBuildDate>
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		<title>The Importance of a Personal Liability Policy</title>
		<link>http://riskfirewall.client.tagonline.com/blog/importance-personal-liability-policy/</link>
		<comments>http://riskfirewall.client.tagonline.com/blog/importance-personal-liability-policy/#comments</comments>
		<pubDate>Tue, 13 Mar 2012 19:08:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Personal]]></category>
		<category><![CDATA[Personal Liability Insurance]]></category>
		<category><![CDATA[Umbrella Policy]]></category>

		<guid isPermaLink="false">http://riskfirewall.client.tagonline.com/blog/?p=363</guid>
		<description><![CDATA[Legal fees are often the largest expense homeowners are faced with when sued due to someone being injured on their property or by an automobile accident. You can be exposed for bodily injury and property damage claims along with defense costs if proper excess limits are not secured through a personal excess liability or umbrella [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>When Your Valued Customers Can&#8217;t Pay, Trade Credit Insurance Offers a Lifeline</title>
		<link>http://riskfirewall.client.tagonline.com/blog/valued-customers-pay-trade-credit-insurance-offers-lifeline/</link>
		<comments>http://riskfirewall.client.tagonline.com/blog/valued-customers-pay-trade-credit-insurance-offers-lifeline/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 17:15:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://riskfirewall.client.tagonline.com/blog/?p=360</guid>
		<description><![CDATA[With the nation slowly emerging from the worst economic recession in generations, it is all too often that cash-starved or nearly bankrupt customers cannot pay for the goods and services they ordered. This can mean major losses and hardship for your company, which can ultimately put your business in jeopardy. But, it doesn&#8217;t have to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HUB International Personal Insurance Tops List</title>
		<link>http://riskfirewall.client.tagonline.com/blog/hub-international-personal-insurance-tops-list/</link>
		<comments>http://riskfirewall.client.tagonline.com/blog/hub-international-personal-insurance-tops-list/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 16:48:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://riskfirewall.client.tagonline.com/blog/?p=351</guid>
		<description><![CDATA[I am pleased to announce that HUB International Personal Insurance was just ranked #1 on a list of the largest privately held personal lines agencies* in the US for the second consecutive year. HUB Personal Insurance, a specialized practice within HUB International, is dedicated exclusively to serving individuals and their advisors, in procuring general liability [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Facts About Wage and Hour Compliance</title>
		<link>http://riskfirewall.client.tagonline.com/blog/facts-wage-hour-compliance/</link>
		<comments>http://riskfirewall.client.tagonline.com/blog/facts-wage-hour-compliance/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 16:34:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[commercial]]></category>
		<category><![CDATA[Employment Practices Liability]]></category>

		<guid isPermaLink="false">http://riskfirewall.client.tagonline.com/blog/?p=343</guid>
		<description><![CDATA[According to the Fulbright report on litigation trends, the fastest growing area of litigation is wage and hour issues. In fact, the U.S. Department of Labor estimates that close to 70% of employers routinely violate wage and hour regulations. Unfortunately, many do not realize it until they are sued or hit with substantial penalties for [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>The Coming of the Hard Market: Avoiding Higher Insurance Premiums</title>
		<link>http://riskfirewall.client.tagonline.com/blog/coming-hard-market-avoiding-higher-insurance-premiums/</link>
		<comments>http://riskfirewall.client.tagonline.com/blog/coming-hard-market-avoiding-higher-insurance-premiums/#comments</comments>
		<pubDate>Fri, 21 Oct 2011 16:17:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[commercial]]></category>
		<category><![CDATA[hard market]]></category>

		<guid isPermaLink="false">http://riskfirewall.client.tagonline.com/blog/?p=332</guid>
		<description><![CDATA[Analysts have been predicting a turn from our existing soft insurance market to a hard market, characterized by higher insurance premiums, steady rate increases and increased difficulty in obtaining certain types of insurance. The aftermath of many catastrophic natural disasters, in conjunction with the continued economic uncertainty, has insurers and reinsurers posting their worst financial [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Earthquake Strikes East Coast &#8211; Are You Prepared for A Future Quake?</title>
		<link>http://riskfirewall.client.tagonline.com/blog/earthquake-strikes-east-coast-prepared-future-quake/</link>
		<comments>http://riskfirewall.client.tagonline.com/blog/earthquake-strikes-east-coast-prepared-future-quake/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 16:09:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[earthquake]]></category>
		<category><![CDATA[homeowners]]></category>

		<guid isPermaLink="false">http://riskfirewall.client.tagonline.com/blog/?p=325</guid>
		<description><![CDATA[If you are like most New Yorkers, an earthquake striking our area was a remote thought at best until yesterday. A 5.8 magnitude earthquake striking the East Coast is a scary reminder of the potentially damaging effects a quake could have on a densely populated and tightly constructed metropolis such as NY. Did you know [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are There Gathering Storms in Cloud Computing?</title>
		<link>http://riskfirewall.client.tagonline.com/blog/august-11-2011-gathering-storms-cloud-computing/</link>
		<comments>http://riskfirewall.client.tagonline.com/blog/august-11-2011-gathering-storms-cloud-computing/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 13:39:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[commercial lines]]></category>
		<category><![CDATA[cyber liability]]></category>
		<category><![CDATA[privacy]]></category>

		<guid isPermaLink="false">http://riskfirewall.client.tagonline.com/blog/?p=300</guid>
		<description><![CDATA[Cloud computing continues to spread across the corporate landscape. And, while this web-based approach can be extremely productive and cost efficient for companies of all sizes, it comes with a set of serious risks. Most important, as companies migrate to the cloud, they wind up for a period of time seeking to integrate their legacy [...]]]></description>
		<wfw:commentRss>http://riskfirewall.client.tagonline.com/blog/august-11-2011-gathering-storms-cloud-computing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Good Behavior or Bad?</title>
		<link>http://riskfirewall.client.tagonline.com/blog/good-behavior-bad/</link>
		<comments>http://riskfirewall.client.tagonline.com/blog/good-behavior-bad/#comments</comments>
		<pubDate>Thu, 28 Jul 2011 03:29:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Personal]]></category>
		<category><![CDATA[Press]]></category>

		<guid isPermaLink="false">http://riskfirewall.client.tagonline.com/blog/?p=281</guid>
		<description><![CDATA[HUB International Northeast, Your Firewall Against Risk, is frequently sought out as a voice of insurance authority by various media outlets including Financial Advisor magazine. In the June 2011 issue of Financial Advisor magazine, Ben Mattlin published an article titled &#8220;Good Behavior or Bad?&#8221;, in which Raquel Lorenzo Murphy, an insurance specialist at New York-based [...]]]></description>
		<wfw:commentRss>http://riskfirewall.client.tagonline.com/blog/good-behavior-bad/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Summer Protection, More Than Just Sunblock</title>
		<link>http://riskfirewall.client.tagonline.com/blog/summer-protection-sunblock/</link>
		<comments>http://riskfirewall.client.tagonline.com/blog/summer-protection-sunblock/#comments</comments>
		<pubDate>Thu, 14 Jul 2011 03:12:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://riskfirewall.client.tagonline.com/blog/?p=265</guid>
		<description><![CDATA[The season of barbeques, fireworks and friendly neighbors is here! However, it’s always important to be on the look out for potential dangers during the summer season that can result in injury, death and possibly a lawsuit. Watch for Intoxicated Drivers: Normally-sober drivers feel confident that they will arrive home safely because of the short [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Tweet That Tanks Your Company</title>
		<link>http://riskfirewall.client.tagonline.com/blog/tweet-tanks-company/</link>
		<comments>http://riskfirewall.client.tagonline.com/blog/tweet-tanks-company/#comments</comments>
		<pubDate>Wed, 29 Jun 2011 03:16:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[commercial]]></category>
		<category><![CDATA[cyber liability]]></category>
		<category><![CDATA[privacy]]></category>
		<category><![CDATA[social media]]></category>

		<guid isPermaLink="false">http://riskfirewall.client.tagonline.com/blog/?p=268</guid>
		<description><![CDATA[Throughout the business world, there is a quest to augment new business development strategies, using social media as a platform to convert followers to leads to sales. But while management is focused on the upsides, it&#8217;s time to understand and address the downsides as well. And they can be severe. It comes as a shock [...]]]></description>
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